Do you want to try and ease the strain that comes with inflation? Maybe you just want to try and lower your costs in general, but you don’t know how. Either way, this guide will help you to make the right choices so that you can cut costs in the best way possible.
Grow your own Herbs in the Garden
A bundle of herbs won’t cost you much at all, but if you try and grow them, then you may be able to grow enough herbs to last you for a matter of months. You can then spruce up any meals that you do, and you can also really help to get your family involved too. The great thing about growing your own herbs is that it gives your kids the chance to get involved and be hands-on.
Don’t Buy Any Bottled Water
Bottled water may seem cheap to begin with but believe it or not, it does get expensive fast. Settle for a water filter instead so that you can improve the quality of your tap water. It is way cheaper over time and you may also notice that it is way better for the environment. There are so many options available and it is very easy to get a list of the best ones online.
Make your own Coffee
If you find that you are always running to the local coffee shop to get your java fix, then why not try and make a change? It is very easy for you to make your own coffee at home, and it won’t take a chunk out of your bank account. A lot of people don’t like to make their own coffee at home because they believe that it doesn’t taste as good. That being said, if you get a French press and if you buy some great beans online, you will soon find that it is more than possible for you to make a change.
Put Things in the Freezer
If you have some fruit that is almost spoiled, then why not put it in the freezer? You can buy fresh produce as you normally would without worrying about wastage. You can then make the fruit into smoothies at a later date. This is a great way for you to make things last longer and you would be surprised at how much money this could save you if you want your kids to eat healthily.
Use your Slow Cooker
If you have a Dutch oven or even a slow cooker, then now is the time for you to be using that. This can help you to lower the costs associated with making meals and you would be surprised at how much vegetables you can pack in there as well. If you keep your leftovers and stop yourself from making excuses as to why you don’t want them, then this will stretch your money even further, so keep that in mind.
Be Selective
Organic food may look good on the surface but at the same time, it can also be pricey. Ethically grown meat is far more expensive too. If you want to help yourself then try and get the products that really matter to you from the organic range and then get everything else as you normally would. This is a great way for you to lower the cost of your grocery bill.
Wash with Cold Water
Another way for you to cut down on costs significantly would be for you to wash with cold water. Unless you have serious stains or even odours that you need to remove, you will soon find that most clothes can in fact be washed without any issues. You also need to make sure that you do full loads of laundry. Pack your washing machine as full as you can because you’ll be using the same amount of water regardless.
Switch your Credit Card
If you know that you spend a lot of money on travel then why not think about taking out a credit card that can help you with this? This will give you the best possible reward for your spending habits and you would be surprised at how much money it could save you overall.
Use a Budgeting App
One of the most difficult parts of budgeting is trying to develop a general level of awareness regarding the spending habits that you have now. If possible, you need to try and download a budgeting app as this is a great way for you to see how the impulse buys you do give into, shape your budget over the month.
Use Coupons
You have to remember that coupons are essentially free cash. If you buy things online then try and do a 30-second search for some discounts. If you can do this, then you will be able to save 10% without any difficulty at all.
Look into Solar Panels
If you have a sum of money but you want to try and cut down on your general outgoings, then solar panels are a fantastic investment. When you invest in them, you will soon see that your electricity will pay for itself, and this will put you in a very strong position overall. Solar panels are one of the best investments you can make if you want to save money too.
Pay Bills Online
There isn’t many things that are worse than having late fees on your bills. If you can set up autopay on things such as your water or even electricity, then this will help you to avoid some of the more unnecessary fees. You may also find that you can remove the need for postage on the paper bills you do receive so try and keep that in mind.
Unsubscribe
If you can, you need to try and unsubscribe from services. When you are thinking about your bills, take the time to check on any subscriptions that you may have. If you have not used a particular streaming service or even a fitness app in one month or more, then you need to try and cancel it. You can always start it back up in a few months when you want it again, but at least you won’t be paying for it when you don’t need to.
Download Free eBooks
Do you love to read? If so, then you may find that as the days go by, you spend a small fortune on books. If this is the case, then why not try and get some eBooks downloaded for free? You would be surprised at how many options there are on sites such as Amazon and this is a great way for you to keep yourself entertained.
Use what you Have
If you have kids, then why not use what you have around the house to keep them entertained? It may be that you go and play football outside or that you try and make a den out of the bedding that you have lying around. Either way, you have to remember that it is very easy for you to create free forms of entertainment around the home and when you do you would be surprised at how easy it is for you to give them the best time without breaking the bank.
Of course, saving money around the house doesn’t have to be difficult, and if you follow this guide, you will soon find it easier than ever to cut down on your expenses without any hassle, worry or stress.
